Flexible, intelligent repayment experiences driving better customer outcomes
Inflexible payment methods and poor digital experiences are leading to missed repayments, increased arrears and bad customer outcomes.
It’s time to re-invent the debt repayment experience, in a way that benefits lenders and borrowers simultaneously.


We work with and are trusted by leading companies who share our vision to help customers pay off their debts in a more flexible way










We’re not just another paytech. We’re re-inventing the loan repayment experience.
Here’s how we help you to help your customers

Personalised repayment plans
Customers can choose the frequency that they make their repayments: weekly, fortnightly or monthly. And they can choose the best day or date for them, depending on their income patterns.

Variable recurring payments
Remove the friction and headaches around direct debits. VRP enables customers to dynamically make changes to their repayment plan at any point, allowing them to pay more on the good months, and find some breathing space when times are tough.

“Save-as-you-repay” digital wallet
All customer repayments land in a haboo wallet, which encourages customers to overpay when they can, to safeguard future repayments or save for an unexpected expense.

Embedded customer support channels
We want to empower borrowers to find the support they need, before they really need it. With haboo, help will be provided at the touch of a button, whenever and wherever customers need it.

Data-driven, nudge technology
With tailored nudges that reward, remind and reassure your customers, customers can better keep on top of their repayments and be more engaged with their repayment journeys.

Vulnerability identification & arrears prevention
Tailored alerts and automated processes can trigger proactive support processes when customers miss a scheduled payment, attempt to reduce their repayments or seek help.
Disclaimer - payment and digital wallet services are offered via third parties. haboo is not currently regulated to offer payment or account services.
By helping your customers, we help you too. That’s what we call a win-win.
Improve loan book performance
by reducing delinquency rates
Champion consumer duty
by offering your customers a fairer, more flexible solution
Lower operational costs
by reducing the burden created by missed payments
Gain richer insights into your customers and their needs
given that your customers are statistically more likely to trust us than their lender
Proactively service and support customers in need
reducing the impact and severity of vulnerability across your customer base