Flexible, intelligent repayment experiences driving better customer outcomes

Inflexible payment methods and poor digital experiences are leading to missed repayments, increased arrears and bad customer outcomes.

It’s time to re-invent the debt repayment experience, in a way that benefits lenders and borrowers simultaneously.

haboo money screens
haboo money is pre-launch and does not offer financial products services or advice to consumers. It is not currently regulated by the FCA.

We work with and are trusted by leading companies who share our vision to help customers pay off their debts in a more flexible way

We’re not just another paytech. We’re re-inventing the loan repayment experience.

Here’s how we help you to help your customers

Repayment plans

Personalised repayment plans

Customers can choose the frequency that they make their repayments: weekly, fortnightly or monthly. And they can choose the best day or date for them, depending on their income patterns.

Variable reccuring payments

Variable recurring payments

Remove the friction and headaches around direct debits. VRP enables customers to dynamically make changes to their repayment plan at any point, allowing them to pay more on the good months, and find some breathing space when times are tough.

digital wallet
Powered by a third-party provider

“Save-as-you-repay” digital wallet

All customer repayments land in a haboo wallet, which encourages customers to overpay when they can, to safeguard future repayments or save for an unexpected expense.

Embedded customer support

Embedded customer support channels

We want to empower borrowers to find the support they need, before they really need it. With haboo, help will be provided at the touch of a button, whenever and wherever customers need it.

Data-driven, nudge technology

Data-driven, nudge technology

With tailored nudges that reward, remind and reassure your customers, customers can better keep on top of their repayments and be more engaged with their repayment journeys.

Early warning signals

Vulnerability identification & arrears prevention

Tailored alerts and automated processes can trigger proactive support processes when customers miss a scheduled payment, attempt to reduce their repayments or seek help.

Disclaimer - payment and digital wallet services are offered via third parties. haboo is not currently regulated to offer payment or account services.

By helping your customers, we help you too. That’s what we call a win-win.

Improve loan book performance

by reducing delinquency rates

Champion consumer duty

by offering your customers a fairer, 
more flexible solution

Lower operational costs

by reducing the burden created by missed payments

Gain richer insights into your customers and their needs

given that your customers are statistically more likely to trust us than their lender

Proactively service and support customers in need

reducing the impact and severity of vulnerability across your customer base

As a responsible lender, we want our customers to build financial fitness while on their repayment journeys. With haboo, we can accelerate this commitment, while also improving our collection rates and reducing pressure on our operations teams.

Head of Commercial
Digital Lender